Category Archives: Uncategorized

Mortage Rates Slightly Lower

Mortage Rates Slightly Lower 9-13-18 BY MATTHEW GRAHAM Mortgage rates fell modestly today, following a weaker-than expected report on inflation. The Consumer Price Index (CPI) measures the change in prices that consumers pay for various goods. The widely followed “core” reading (which ignores more volatile food and energy prices) fell to an annual pace of […]

Behaviors of the”Financially strapped “

In this time of financial hardship, so many Americans are wondering how they can escape a life of having to struggle day-to-day and year to year. We can talk all we want about saving and planning for the future, but we must get more specific if we are going to overcome the challenges we face. […]

Financial Mistakes most graduates make..

Graduating from college and entering the “real world” can inflict total chaos on your life: Suddenly, you have to figure out how to feed yourself without the assistance of a 24-hour dining hall. It’s overwhelming, but not insurmountable. These mistakes and their solutions, adapted from Generation Earn: The Young Professional’s Guide to Spending, Investing and […]

Save more money now…with small changes!

You may think you’ve done it all: You’re careful with a buck, don’t over indulge, and stash away as much as you can for future goals. But while it may not seem as if there’s any more you can comfortably squeeze from your budget, there are ways to save more–painless ways, in fact–to save $50,000 […]

Current Economic Climate

After a deep recession in which we lost approximately eight million jobs, America’s economy has been quite consistent with regard to the creation of jobs during the past several years. For example, during the period of 2013 to 2017, just over 10 million jobs were created. That comes to just over 200,000 jobs per month. […]

Time Management 101

There is no doubt that time is a business person’s most precious resource. In fact, time is everyone’s most precious resource. We never realize how precious time is until we run out of it. George Burns had 100 years, yet he never had time for his final performance. We all waste too much of this […]

How To Overcome Market Downturns!

You can’t understand it. You have had all the right training. You would like to make a lot of money. The market is not particularly strong, but it does support people who transact more business than you. Every month you say that you will break through. Yet, it does not happen. What is wrong? Sales […]

The Story continues….

The Story Continues With the release of last month’s job numbers, we were able to get a glimpse of the major effects of three major hurricanes hitting within a few weeks. We have seen many pictures of devastation from Texas to Puerto Rico. The jobs report was one more picture which has made the national […]

Credit Score killers…what’s killing your credit?

Carrying big balances: Running up piles of debt is never a good idea. Keeping a big balance on a credit card can increase your credit utilization ratio, which is the percentage of your credit limit that you use. Together with other measurements of your overall debt, this ratio accounts for about 30% of your credit score. […]